Payment difficulties
Anyone can encounter difficulties in their finances, and unexpected events can occur that have an effect on people's finances and livelihoods. Society provides a number of measures to address such problems. Most important, however, is to do something immediately.
Overview
Payment difficulties
- The Domestic Dept Advisory Service provides consultancy, at no cost, to people with serious debt payment problems. The Service shall assist people in getting an overview of their situation and help them to make payment plans, choose remedies and act as liaison in agreements with creditors, if required.
- The Housing Financing Fund offers several measures in relation to payment difficulties. The main options are negotiation, debt restructuring, payment delay and extensions of loan periods.
- Those paying child maintenance can seek assistance from the Child Support Collection Centre if in default.
- Banks and other lending institutions and financial undertakings provide advice on ways of resolving payment difficulties.
Links of interest
- The Debtor´s Ombudsman
- The Housing Financing Fund
- Financial difficulties, HFF
- Consumer Agency
- The Consumer Spokesperson
